Important disclosures

LEGAL PLACEHOLDER. This language is draft counsel text for a demonstration product of Vital Investment Management, LLC. It is not legal advice, is not an opinion of counsel, and is not in force until the firm's CCO and named counsel adopt it.

Vital Introductions publishes these disclosures so a household can decide whether to request an introduction. Read them with the Terms of Use, Privacy Policy, Communications Policy, and Cookie Notice. If anything here conflicts with a later written agreement that named counsel adopts, that later agreement controls.

Vital Introductions is a service of Vital Investment Management, LLC, an SEC-registered investment adviser with a principal office in Loveland, CO. Firm CRD 300811.

Vital Investment Management, LLC is registered with the U.S. Securities and Exchange Commission as an investment adviser (CRD 300811, SEC file 801-114889). Vital Introductions is a brand of that firm, not a separately registered adviser. SEC registration is a fact. It is not an approval, endorsement, or guarantee by the SEC or any state, and it does not imply a certain level of skill or training.

Vital Introductions is intake and introduction software used by Vital Investment Management, LLC. The website does not hold customer assets, does not custody securities or cash, does not execute trades, and does not open advisory accounts by itself. If Vital accepts you as a client, account opening and advice follow that firm's written advisory agreement, Form ADV, and Form CRS.

Principal office: 4045 St. Cloud Drive, Suite 220, Loveland, CO 80538. Telephone: (970) 776-3316. Public records: https://adviserinfo.sec.gov/firm/summary/300811.

Do not treat this website as a substitute for Vital's Form ADV, brochure, or Form CRS.

The Vital Introductions website and questionnaire do not manage assets and do not provide investment, tax, or legal advice. Investment advice and asset management, if any, are provided only after Vital Investment Management, LLC accepts you as a client under a written advisory agreement.

Submitting a Vital Introductions request does not make you a client of Vital Investment Management, LLC and does not create a fiduciary relationship. If you later become a client under a written advisory agreement, Vital Investment Management, LLC owes the fiduciary duty of an investment adviser as described in its Form ADV and Form CRS. Passing the money gate is an eligibility screen, not a recommendation that you hire Vital or follow any strategy.

The money gate (investable assets of at least $1,000,000, or annual household income of at least $250,000) is an eligibility rule for this intake. It is not a determination that you need an advisor, that any product is suitable, or that any strategy is in your best interest. Home equity and other non-investable net worth are not investable assets.

Educational tools on this site, including the retirement-gap calculator, are hypothetical illustrations only. They are not personalized advice.

Vital Investment Management, LLC is compensated by clients under its advisory agreements, as described in its Form ADV and Form CRS. Vital Introductions does not sell the same household to a marketplace of unaffiliated firms.

Vital Investment Management, LLC has a material conflict: it has an incentive to accept a qualified household as its own advisory client. Exclusive routing through Vital is an intake rule, not a representation that Vital is the only fit, the lowest-cost fit, or the best fit.

We do not charge a separate website fee in this draft, and this draft does not process payments. Advisory fees, if you become a client, are described in Form ADV and Form CRS.

Requests go through Vital Investment Management, LLC. This is the firm's own intake, not a cash-solicitor arrangement with unaffiliated advisers, unless Vital later refers you to an unaffiliated firm. If that happens, Vital will provide any required referral or promoter disclosure.

If Vital later refers a household to an unaffiliated adviser, cash-solicitor and marketing-rule duties belong to Vital and to that other firm. This draft does not create a solicitor agreement merely because you submitted the questionnaire.

Qualified requests are reviewed by Vital Investment Management, LLC. An introduction is exclusive to one supervised person at a time. If that person declines within a short window, Vital may make one additional introduction inside the firm. We may decline to introduce you if no supervised person fits.

Matching uses information you self-report. We do not independently verify your finances before an introduction request is reviewed.

We do not guarantee a match, a meeting, an advisory relationship, or any investment result. We do not rank advisors as best, and we do not publish audited conversion rates.

We do not operate a marketplace that auctions the same household to many firms. We do not let the public self-select an advisor from a directory in a way that completes an introduction. Profiles exist so you can read who may receive a request.

Artificial intelligence, if enabled, is used only for routing notes and reason codes. It is instructed never to override a failed money gate and never to produce investment advice. Model output can be wrong. A human reviewer can still decline to introduce you.

Do not read anything on this site as a testimonial about an advisor's performance, a rating, a ranking, or a claim that any advisor is the best. We do not publish audited conversion rates, win rates, or investment performance.

Supervised persons may not use this platform to advertise hypothetical or actual performance to the public. If you see performance language anywhere, treat it as unauthorized and report it using the Complaints page.

Before engaging Vital Investment Management, LLC, review that firm's Form ADV and Form CRS, which describe services, fees, conflicts, and disciplinary history. Search CRD 300811 on Investor.gov or adviserinfo.sec.gov. You will also receive those documents when you become a client, as required.

This service is offered only to households in the United States and the District of Columbia. We do not accept international requests and we do not promise in-person meetings outside Northern Colorado (Larimer, Weld, and Boulder counties) or coastal New England metros listed on the Locations pages.

Virtual meetings are Zoom only. Confirm whether Vital Investment Management, LLC may serve your state before you engage the firm. Public records are at https://adviserinfo.sec.gov/firm/summary/300811.

This draft stores questionnaire answers, consent timestamps, qualification results, and routing history so a reviewer can supervise exclusive introductions. Email is stubbed to an admin outbox. There is no live SMS program and no production payment processing.

Named counsel must still complete an entity, registration, promoter, privacy, and advertising review before any public launch. Until that review is done, treat every legal string on this site as a placeholder.